Analisis Perbandingan Beberapa Skema Pinjaman untuk Pembangunan Hutan Tanaman Berbasis Masyarakat di Indonesia

Abstract

Until recently, commercial banks are not interested in providing fund for community-based forest plantations development. Due to that, Ministry of Forestry has been  implementing program providing financial access for
community forest plantation (HTR) development through revolving fund scheme (PDB-HTR). During 1997 – 2000 Ministry of Forestry had also developed a similar credit scheme called credit for community forest business (KUHR), but its implementation had encountered many problems. This study had compared PDB-HTR scheme and KUHR scheme to get the lessons, so that the implementation of the PDB-HTR will not suffer the same fate with KUHR. The study was carried out using narrative policy analysis approach. Research was conducted in November 2008 to April 2009 in Riau and South Kalimantan Provinces.The results showed that the scheme of PDB-HTR seems has many similarities with the KUHR scheme. From the analysis had been done there are several findings to consider for policy improvements of PDB-HTR namely: the credit scheme and its orientation, on site level organization, application procedure, dissemination/ socialization, and facilitating mechanisms.