About the Journal

Indonesian Journal of Fintech, Banking, and Financial Services (IJF) is an online, open-access, double-blind peer-reviewed academic journal published by the School of Business, IPB University. First published in 2026, the journal is released twice a year in April and October, accepting empirical research, conceptual papers, and systematic reviews on financial technology, banking, and financial services. IJF focuses on issues related to financial intermediation, digital financial innovation, banking systems, financial markets, insurance, and other financial services, with particular relevance to Indonesia, Southeast Asia, and other emerging economies.

IJF welcomes theoretical, empirical, and policy-oriented studies including comparative and cross-country analyses covering both conventional and Islamic finance. The journal aims to contribute to the advancement of academic research and informed policy discussions on the evolving structure and performance of financial systems in the digital era.

EISSN: 3164-2365

Current Issue

Vol. 1 No. 1 (2026): IJF, Vol. 1 No. 1, April 2026

This issue consists of 5 articles from 17 authors affiliated with 6 institutions from 2 countries, including:

  • Indonesia (Bank Negara Indonesia, IPB University, Omnicom Media Group Indonesia, Bank Rakyat Indonesia)
  • Malaysia (Universiti Malaya, International Islamic University Malaysia)
Published: 2026-04-28

Articles

  • Do Digital Payments Drive Economic Growth? Evidence from Developing Countries

    Dian Putri Lestari, Lukytawati Anggraeni, Salsa Dilla (Author)
    1
    DOI: https://doi.org/10.17358/ijf.1.1.1

  • Determinants of Digital Banking Adoption Among Generation Z: The Role of Social Media and Influencers in Jakarta

    Ameera Danish Arista, Zenal Asikin, Anggi Mayang Sari (Author)
    11
    DOI: https://doi.org/10.17358/ijf.1.1.11

  • The Impact of Regional Development Bank Performance on MSME Credit in Indonesia (2014 – 2023)

    Amanda Pratiwi Rizal, Heni Hasanah, Mutiara Probokawuryan (Author)
    22
    DOI: https://doi.org/10.17358/ijf.1.1.22

  • Macroeconomic and Structural Determinants of Non-Performing Loans in ASEAN+4

    Raisa Chairunnisa, Lukytawati Anggraeni, Syarifah Amaliah (Author)
    35
    DOI: https://doi.org/10.17358/ijf.1.1.35

  • Do Conventional and Islamic Rural Banks Differ in Financial Performance: Empirical Evidence from Bogor

    Fiona Andriyan Zaharani, Muhammad Nur Faaiz F Achsani, Asep Nurhalim (Author)
    47
    DOI: https://doi.org/10.17358/ijf.1.1.47
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