Aim and Scope
The journal serves as a peer-reviewed academic platform dedicated to advancing scholarly knowledge and evidence-based discourse in the fields of financial technology, banking, and financial services. It aims to disseminate high-quality theoretical, empirical, and applied research that contributes to the development, governance, and sustainability of modern financial systems at national, regional, and global levels.
The journal welcomes interdisciplinary research from economics, finance, information systems, public policy, management, and related fields that examine innovation, institutional transformation, regulatory evolution, and inclusive financial development.
The scope of the journal includes, but is not limited to, the following areas:
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Financial Technology Innovation
Research on emerging digital technologies, platforms, and business models that transform financial intermediation and service delivery, including digital payments, blockchain, artificial intelligence, platform finance, and other technology-driven financial solutions. -
Banking and Financial Services Transformation
Analytical and empirical studies on structural changes, operational efficiency, risk management, competitiveness, and strategic development in conventional and digital banking, as well as broader financial service ecosystems. -
Financial Inclusion and Sustainable Access
Investigations into policies, institutional mechanisms, and technological solutions that expand equitable access to financial services, promote financial literacy, and support inclusive and sustainable economic development. -
Regulatory and Institutional Frameworks
Critical analysis of regulatory policies, supervisory mechanisms, governance structures, and legal environments that shape innovation, stability, consumer protection, and market integrity within the financial sector.
The journal prioritizes rigorous methodologies, policy relevance, and practical implications for academics, regulators, industry practitioners, and development stakeholders. It encourages comparative, cross-country, and policy-oriented research that contributes to the advancement of resilient and inclusive financial systems.
