Analyzing The Factors Affecting Farmer Engagement in Farm Insurance in Karangsari, Banyumas
DOI:
https://doi.org/10.25015/21202553792Keywords:
agriculture, farmer, insurance, landAbstract
Agriculture is a sector characterized by uncertainty and high risk. One of the government policies aimed at mitigating this risk is the farm insurance program. Karangsari Village in Kembaran is one of the areas that actively implements this program. However, participation in farm insurance in Karangsari Village is not optimal. This study aims to analyze the influence of age, education, farmers' activeness in groups, farming experience, land area, and land ownership status on participation in farm insurance. These characteristics are considered distinguishing variables that are thought to affect farmer participation. The samples for this study were determined using Taro Yamane. The analysis method employed is logistic regression to assess how age, education, farmers' activeness in groups, farming experience, land area, and land ownership status impact participation in farm insurance. The results showed that age, education, and farming experience did not have a significant effect on farmers' participation in farm insurance, while farmers' activeness in groups, land area, and land ownership status did have a significant effect. In this context, farmers with potential agricultural assets are more likely to participate in farm insurance.
Downloads
References
Adjabui, J. A., Tozer, P. R., & Gray, D. (2019). Willingness to Participate and Pay for Index-Based Crop Insurance in Ghana. Agricultural Finance Review, 79(4), 491–507.
Akinola, B. D. (2014). Determinants of Farmers’ Adoption of Agricultural Insurance: the Case of Poultry Farmers in Abeokuta Metropolis of Ogun State, Nigeria. British Journal of Poultry Sciences, 3(2), 36–41. https://doi.org/10.5829/idosi.bjps.2014.3.2.83216
Alta, A., Auliya, R., & Fauzi, A. N. (2023). Hambatan dalam Mewujudkan Konsumsi Pangan yang Lebih Sehat Kasus Kebijakan Perdagangan dan Pertanian. Makalah Kebijakan, 54(54), 123.
Bairwa, S. L., Khuswaha, S., & Bairwa, S. (2016). Managing Risk and Uncertainty in Agriculture - a Review. Agricultural Education, Research and Extension in India, 14(1), 212–214. www.nabard.org
Barokatuminalloh, Purwaningsih, Y., Mulyaningsih, T., & Darobi, A. (2021). Perception and Adaptation Capacity of Farmers to Climate Change. Annals of the Romanian Society for Cell Biology, 25(3), 5373–5382.
Birinci, A., & Tumer, I. E. (2006). The Attitudes of Farmers Towards Agricultural Insurance: The case of Erzurum, Turkey. Bodenkultur, 57(1–4), 49–55.
Elfriede, D. P. (2022). Strategi Ketahanan Pangan Global di Masa Ketidakpastian. Forum Manajemen Prasetiya Mulya, 36(2), 25–30.
Ghozali, I. (2018). Aplikasi Analisis Multivariate dengan Program IBM SPSS 25. Badan Penerbit Universitas Diponegoro.
Gitosaputro, S., Nurmayasari, I., & Rangga, K. K. (2023). Persepsi Petani terhadap Program Asuransi Usaha Tani Padi (AUTP) di Kabupaten Lampung Selatan. Jurnal Penyuluhan, 19(02), 335–345. https://doi.org/10.25015/19202345426
Gusti, I. M., Gayatri, S., & Prasetyo, A. S. (2022). The Affecting of Farmer Ages, Level of Education and Farm Experience of the farming knowledge about Kartu Tani beneficial and method of use in Parakan Distric, Temanggung Regency. Jurnal Litbang Provinsi Jawa Tengah, 19(2), 209–221. https://doi.org/10.36762/jurnaljateng.v19i2.926
Hamidi. (2010). Metode Penelitian Kualitatif. UMM Press.
Hardiana, J. (2018). Faktor-faktor yang Mempengaruhi Keputusan Petani dalam Mengikuti Program Asuransi Usahatani Padi (AUTP) di Kabupaten Tanjung Jabung Timur. Journal Of Agribusiness And Local Wisdom, 3(1), 224–234.
Hudiyani, I., Purnaningsih, N., & Asngari, P. S. (2017). Persepsi Petani terhadap Hutan Rakyat Pola Agroforestri di Kabupaten Wonogiri, Provinsi Jawa Tengah. Jurnal Penyuluhan, 13(1), 64–78.
Jing, Z. (2021). Agriculture insurance. The Regulation of Insurance in China, 1(77), 1087–1158. https://doi.org/10.4324/9781351122863-18
Juliantara, D. (2004). Mewujudkan Kabupaten Partisipatif, Pembaruan. LAPPERA Pustaka.
Junaidi, E., & Jannah, M. (2020). Dynamics of Economic Growth in Agriculture Sector and Farmers Term of Trade in Indonesia. Journal of Applied Economics in Developing Countries, 5(2), 60–67.
Leimona, B., Amaruzaman, S., Arifin, B., Yasmin, F., Hasan, F., Agusta, H., Sprang, P., Jaffee, S., & Frias, J. (2015). Indonesia’s ‘Green Agriculture’ Strategies and Policies: Closing the Gap between Aspirations and Application (23 ed.). World Agroforestry Centre.
Margiati, D., Sari, D., & Nurhadi, E. (2022). Studi Ketertarikan Petani Terhadap Program Asuransi Usahatani Padi Sebagai Upaya Perlindungan Petani Dari Risiko Gagal Panen. Jurnal Ilmiah Mahasiswa Agroinfo Galuh, 09(02), 408–421. https://media.neliti.com/media/publications/464510-none-34cd44e2.pdf
Marphy, & Priminingtyas. (2019). Analisis Faktor-Faktor yang Mempengaruhi Tingkat Partisipasi Petani Dalam Program Asuransi Usahatani Padi (AUTP) di Desa Watugede, Kecamatan Singosari, Kabupaten Malang. HABITAT, 30(2), 62–70.
Martadona, I., & Elhakim, S. K. (2020). Faktor - Faktor Yang Mempengaruhi Partisipasi Petani Terhadap Keberhasilan Implementasi Program Asuransi Usaha Tani Padi (AUTP) di Kota Padang : Analisis SEM-PLS. Jurnal Hexagro, 4(2), 97–107.
Muhtarom, A., Djuharyanto, T., & Sulaiman, A. I. (2021). Farmers Empowerment on Food Security Program in Enggal Maju Farmers Group Association of Kebumen Regency. Agrisocionomics: Jurnal Sosial Ekonomi Pertanian, 5(1), 110–125. https://doi.org/10.14710/agrisocionomics.v5i1.8415
Mulyati, S., Rochdiani, D., & Yusuf, M. N. (2016). Pengaruh faktor sosial ekonomi petani dan partisipasi petani dalam penerapan teknologi pola tanam padi (Oryza sativa L) jajar legowo 4:1 (studi kasus pada Kelompoktani Gunung Harja di Desa Kalijaya Kecamatan Banjarsari Kabupaten Ciamis). Agroinfo Galuh, 3(1), 1–9.
Nahvi, A., Kohansal, M. R., Ghorbani, M., & Shahnoushi, N. (2014). Factors Affecting Rice Farmers to Participate in Agricultural Insurance. Journal of Applied Science and Agriculture, 9(4), 1525–1529.
Novia, R. A., & Zulkifli, L. (2021). The Impact of Crop Failure on Food Security of Rice Farming Households in Banyumas District. Jurnal Agrisep, 20(2), 239–250.
Ntukamazina, N., Onwonga, R. N., Rubyogo, J.-C., Mukankusi, C. M., Mburu, J., & Kariuki, R. (2017). Index-based agricultural insurance products: challenges, opportunities and prospects for uptake in sub-Sahara Africa. Journal of Agriculture and Rural Development in the Tropics and Subtropics, 118(2), 171–185.
Pasaribu, S. (2014). Penerapan Asuransi Pertanian di Indonesia. IAARD Press.
Rahmanida, Y., Hanafie, U., & Aid, A. (2019). Peranan Penyuluh Pertanian Terhadap Program Asuransi Usaha Tani Padi (AUTP) Di Kelurahan Cempaka, Kecamatan Cempaka Kota Banjarbaru. Frontier Agribisnis, 3(4), 192–197.
Ramdani, R., Ifdal, I., & Khairati, R. (2022). Analisis Keikutsertaan Petani dalam Mengikuti Program Asuransi Usahatani Padi (AUTP) di Kecamatan Lubuk Basung Kabupaten Agam. Jurnal Ekonomi Pertanian dan Agribisnis, 6(2), 375–387.
Rianti, S. Y., Sudrajat, J., & Imelda, I. (2020). Hubungan Antara Keaktifan Dalam Kelompok Tani dan Manfaat yang Diperoleh Petani (Studi Kasus : Desa Rasau Jaya Dua, Kecamatan Rasau Jaya, Kabupaten Kubu Raya). Jurnal Sains Pertanian Equator, 9(1), 1–12.
Safitri, D. R., & Sihaloho, E. D. (2020). Lumbung Padi Indonesia dan Kemiskinan: Studi Kasus Kabupaten Kota di Jawa Timur. Ekonomis: Journal of Economics and Business, 4(1), 56. https://doi.org/10.33087/ekonomis.v4i1.109
Sampson, D., Cely-Santos, M., Gemmill-Herren, B., Babin, N., Bernhart, A., Bezner Kerr, R., Blesh, J., Bowness, E., Feldman, M., Gonçalves, A. L., James, D., Kerssen, T., Klassen, S., Wezel, A., & Wittman, H. (2021). Food Sovereignty and Rights Based Approaches Strengthen Food Security and Nutrition Across the Globe: A Systematic Review. Frontiers in Sustainable Food Systems, 5(September). https://doi.org/10.3389/fsufs.2021.686492
Sayugyaningsih, I., Suprehatin, & Mahdi, N. N. (2022). Faktor-Faktor Yang Memengaruhi Petani Mengikuti Asuransi Usahatani Padi (Autp) Di Kecamatan Kaliori, Rembang. Risalah Kebijakan Pertanian dan Lingkungan, Rumusan Kajian Strategis Bidang Pertanian dan Lingkungan, 9(2), 104–122. https://doi.org/10.29244/jkebijakan.v9i2.33746
Siswadi, & Syakir. (2016). Respon Petani Terhadap Program Pemerintah Mengenai Asuransi Pertanian. Jurnal FP Universitas Brawijaya, 44(1), 169–177.
Suindah, N. N., Darmawan, D. P., & Suamba, I. K. (2020). Analisis Faktor-Faktor yang Memengaruhi Partisipasi Petani dalam Asuransi Usahatani Padi (AUTP) di Kecamatan Penebel Kabupaten Tabanan. Agrisocionomics: Jurnal Sosial Ekonomi Pertanian, 4(1), 22–32. https://doi.org/10.14710/agrisocionomics.v4i1.5298
Tambunan, F. P. (2020). Rekam Jejak Penyuluh Pertanian. Media Nusa Creative.
Taufiqurrahman, M. ., Nikmatullah, D., & Syarif, Y. A. (2022). Partisipasi Petani Padi dalam Program Asuransi Usaha Tani Padi di Desa Bulukarto Kecamatan Gadingrejo Kabupaten Pringsewu Rice Farmers Participation on Rice Farming Insurance Program in Bulukarto Village, Gadingrejo District, Pringsewu Regency. Journal of Extension and Development ISSN, 4(01), 62–68.
Turangan, Katridango, & Olfie. (2017). Partisipasi Anggota Pada Kelompok Tani Kalelon Di Desa Kauneran Kecamatan Sonder Kabupaten Minahasa. Agri-SosioEkonomiUnsrat, 13(1A), 77–90.
Wahyungingsih, & Hasan. (2019). Persepsi dan partisipasi petani terhadap asuransi usaha tani padi di Kecamatan Pilangkenceng Kabupaten Madiun. Journal of Social and Agricultural Economics, 12(3), 11–21.
Downloads
Published
Issue
Section
License
Authors who publish with this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a
This work is licensed under a Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal. - Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (See The Effect of Open Access).
