NILAI DAN PENGARUHNYA TERHADAP PERENCANAAN KEUANGAN KELUARGA DALAM PEMBELIAN ASURANSI JIWA
Abstract
Life insurance is one of many ways to anticipate risks in the future. The aim of this research was to analyzevalue due to the priorities scale of its dimension, to analyze information access, and to analyze their influences
towards financial planning in purchasing life insurance in Kebon Pedes Area, Tanah Sareal Subdistrict, Bogor
City, West Java Province. The location had prosperous family I, II, and III plus, the most in Tanah Sareal
Subdistrict. The samples of this research was 84 families that was selected by simple random sampling. Data was
analyzed by multiple linear regression. The result of this research showed that the respondents getting
information was 90,5 percent of the sample and the rest did not. Maximum number of that accepted sources the
respondents by were 9 sources. The trusted one was life insurance agent. Moreever, friends/neighbours and
family were also trusted by each 16,7 and 6,0 percent of the respondent. The dimension of the value having
highest priority was universalism which was one of the social values. Value was significantly affecting financial
planning on life insurance purchasing.
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