THE INFLUENCE OF RELIGIOSITY, ECONOMIC PRESSURE, FINANCIAL MANAGEMENT, AND STRESS LEVELS TOWARDS FAMILY QUALITY OF LIFE DURING COVID-19 PANDEMIC IN INDONESIA
Abstract
An increased number of coronavirus cases infection has resulted in instability of household, which has an impact on family quality of life (QoL), and the facts during Covid-19 pandemic are contrary to the structural-functional theory, which emphasizes system stability and balance. This study aims to analyze the effect of religiosity, economic pressure, stress levels, and family management on family QoL during the Covid-19 pandemic and to analyze family typology based on stress levels, economic pressure, and family QoL. This study uses a quantitative approach and voluntary sampling method with 270 respondents selected based on criteria of working mothers or homemakers with working husbands. The higher frequency of religiosity and the smaller the economic pressure, the lower risk of high-stress levels. The high-stress levels and economic pressure decrease the family QoL, but the QoL increase if the family can carry out good financial management. Increasing the frequency of religiosity would improve family QoL by reducing stress levels. The typology is dominated by economic pressure and low QoL, while the typology of stress level and balanced QoL is dominated by the best type (low-stress levels, high QoL) and both low types. Reduced economic pressure, improved financial management, and stress management are important to preserve or improve QoL.
References
Abu-Hilal, M., Al-Bahrani, M., & Al-Zedjali, M. (2017). Can religiosity boost meaning in life and suppress stress for Muslim college students?. Mental Health, Religion and Culture, 20(3), 203–216. doi:10.1080/13674676.2017.1324835
Ahmad, G. N., Khairunnisa, T. K., & Gurendawati, E. (2020). Religiusitas, preferensi risiko, locus of control, perilaku keuangan, personal financial distress pada pekerja muda di DKI Jakarta (Religiosity, risk preferences, locus of control, financial behavior, personal financial distress in young workers in DKI Jakarta). Jurnal Riset Manajemen Sains Indonesia (JRMSI), 11(2), 381–403. doi:10.21009/JRMSI.011.2.010
Azizah, R., & Hartanti, R. D. (2016). Hubungan antara tingkat stress dengan kualitas hidup lansia hipertensi di wilayah kerja puskesmas Wonopringgo Pekalongan (The relationship between stress levels and the quality of life of the elderly hypertension in the working area of Wonopringgo Pekalongan health center). Jurnal University Research Coloquium, 261–278. Retrieved from https://publikasiilmiah.ums.ac.id/handle/11617/7766
Bakht, S., & Batool, S. S. (2018). Original article religiosity and stress as predictors of severity of OCD, and difference in marital adjustment of OCD and non-OCD individuals. Journal of Pakistan Psychiatric Society, 17(3), 19–23. Retrieved from https://jpps.pk/index.php/journal/article/view/49/36
[BPS] Badan Pusat Statistik. (2020). Indeks Pembangunan Manusia (IPM) Indonesia pada tahun 2020 mencapai 71.94 (Indonesia's Human Development Index in 2020 reached 71.94). Retrieved from https://www.bps.go.id/pressrelease/2020/12/15/1758/indeks-pembangunan-manusia--ipm--indonesia-pada-tahun-2020-mencapai-71-94.html
Bawuna, N., Rottie, J., & Onibala, F. (2017). Hubungan antara tingkat stres dengan perilaku merokok pada mahasiswa Fakultas Teknik Universitas Sam Ratulangi
(The relationship between stress levels and smoking behavior in students of the Faculty of Engineering, Sam Ratulangi University). Jurnal Keperawatan UNSRAT, 5(2), 107578. Retrieved from https://ejournal.unsrat.ac.id/index.php/jkp/article/view/16844
Buana, D. R. (2020). Analisis perilaku masyarakat Indonesia dalam menghadapi pandemi virus corona (covid-19) dan kiat menjaga kesejahteraan jiwa (Analysis of indonesian behavior in the face of coronavirus pandemic (covid-19) and tips on maintaining mental well-being). SALAM:Jurnal Sosial dan Budaya Syar-I, 7(3), 1–14. doi:10.15408/sjsbs.v7i3.15082
Burlacu, A., Artene, B., Nistor, I., Buju, S., Jugrin, D., Mavrichi, I., & Covic, A. (2019). Religiosity, spirituality and quality of life of dialysis patients: A systematic review. International Urology and Nephrology, 51(5), 839–850. doi:10.1007/s11255-019-02129-x
Carroll, N., Sadowski, A., Laila, A., Hruska, V., Nixon, M., Ma, D. W. L., & Haines, J. (2020). The impact of covid-19 on health behavior, stress, financial and food security among middle to high income Canadian families with young children. Nutrients, 12(8), 1–14. doi:10.3390/nu12082352
Chae, W., Park, E. C., & Jang, S. I. (2020). The association between the changes in general, family, and financial aspects of quality of life and their effects on cognitive function in an elderly population: The Korean longitudinal study of aging, 2008–2016. International Journal of Environmental Research and Public Health, 17(3), 1–12. doi:10.3390/ijerph17031106
Curran, M. A., Parrott, E., Ahn, S. Y., Serido, J., & Shim, S. (2018). Young adults’ life outcomes and well-being: Perceived financial socialization from parents, the romantic partner, and young adults’ own financial behaviors. Journal of Family and Economic Issues, 39(3), 445-456. doi:10.1007/s10834-018-9572-9
D’Rummo, K. A., Miller, L., TenNapel, M. J., & Shen, X. (2020). Assessing the financial toxicity of radiation oncology patients using the validated comprehensive score for financial toxicity as a patient-reported outcome. Practical Radiation Oncology, 10(5), 322–329. doi:10.1016/j.prro.2019.10.005
Duarte, A. A. M., Lucchetti, G., Teixeira, P. J. Z., & Rigatto, K. (2020). Spirituality and religiosity are associated with quality of life in patients with lung disease. Journal of Religion and Health, 59(4), 1843–1854. doi:10.1007/s10943-018-0735-7
Gibson, J., & Olivia, S. (2020). Direct and indirect effects of covid-19 on life expectancy and poverty in Indonesia. Bulletin of Indonesian Economic Studies, 56(3), 325–344. doi:10.1080/00074918.2020.1847244
Hakim, F. A., Sunarti, E., & Herawati, T. (2014). Families with husband and wife work financial management and wife's financial satisfaction of dual earner families abstract. Jurnal Ilmu Keluarga dan Konsumen, 7(3), 174–182. doi:10.24156/jikk.2014.7.3.174
Hanoatubun, S. (2020). Dampak covid-19 terhadap perekonomian Indonesia (Impact of Covid-19 on Indonesia's economy). Journal of Education, Psychology and Counseling, 2(1), 146–153. Retrieved from https://ummaspul.e-journal.id/Edupsycouns/article/view/423
Herawati, T., Ginting, B., Asngari, P. S., Susanto, D., & Puspitawati, H. (2011). Ketahanan pangan keluarga peserta program pemberdayaan masyarakat di pedesaan (Food security of families participating in community empowerment programs in the countryside). Jurnal Gizi Dan Pangan, 6(3), 208. doi:10.25182/jgp.2011.6.3.208-216
Herawati, T., Simanjuntak, M., & Kumalasari, B. (2021). Investigating the quality of life on farmer family: Roles of gender relations, economic pressure, financial management, and livelihood strategies. Journal of Family Sciences, 06(01), 37–52. doi:10.29244/jfs.v6i1.35796
Hsiao, Y. J., Higgins, K., Pierce, T., Whitby, P. J. S., & Tandy, R. D. (2017). Parental stress, family quality of life, and family-teacher partnerships: Families of children with autism spectrum disorder. Research in Developmental Disabilities, 70, 152–162. doi:10.1016/j.ridd.2017.08.013
Khodijah, N. (2018). Pendidikan karakter dalam Kultur Islam Melayu: Studi terhadap pola asuh orang tua, faktor-faktor yang mempengaruhinya, dan pengaruhnya terhadap religiusitas remaja pada Suku Melayu Palembang (Character education in Malay Islamic culture: Tthe study of parental parenting, factors that influence it, and its effect on adolescent religiosity in Palembang Malay Tribes). Tadrib: Jurnal Pendidikan Agama Islam, 4(1), 21–39. doi:10.19109/tadrib.v4i1.1949
Kumalasari, B., Herawati, T., & Simanjuntak, M. (2018). Gender relations, economic pressures, financial management. Jurnal Ilmu Keluarga dan Konsumen, 11(2), 108–119. doi:10.24156/jikk.2018.11.2.108
Lady, L., Susihono, W., & Muslihati, A. (2017). Analisis tingkat stres kerja dan faktor-faktor penyebab stres kerja pada pegawai BPBD Kota Cilegon (Analysis of work stress levels and factors that cause work stress in BPBD employees of Cilegon City). Journal Industrial Servicess, 3(1b), 191–197. Retrieved from http://jurnal.untirta.ac.id/index.php/jiss/article/view/2084
Lajuni, N., Bujang, I., Karia, A. A., & Yacob, Y. (2018). Religiosity, financial knowledge, and financial behavior influence on personal financial distress among millennial generation. Jurnal Manajemen Dan Kewirausahaan, 20(2), 92–98. doi:10.9744/jmk.20.2.92-98
Lorenz, F. O., Conger, R. D., & Montague, R. (2020). Doing worse and feeling worse: Psychological consequences of economic hardship. In Families in troubled times (pp. 167-186). Routledge.
Masarik, A. S., Martin, M. J., Ferrer, E., Lorenz, F. O., Conger, K. J., & Conger, R. D. (2016). Couple resilience to economic pressure over time and across generations. Journal of Marriage and Family, 78(2), 326-345. doi:10.1111/jomf.12284
Maulana, H. A., & Iswari, R. D. (2020). Analisis tingkat stres mahasiswa terhadap pembelajaran daring pada mata kuliah statistik bisnis di pendidikan vokasi (Analysis of student stress levels of online learning in business statistics courses in vocational education). Khazanah Pendidikan, 14(1), 17–30. doi:10.30595/jkp.v14i1.8479
Maryam, S. (2017). Stres keluarga: Model dan pengukurannya (Family stress: Models and measurements). Psikoislamedia J. Psikol. 1(2), 335–343. doi:10.22373/psikoislamedia.v1i2.920.
McStay, R. L., Trembath, D., & Dissanayake, C. (2014). Stress and family quality of life in parents of children with autism spectrum disorder: Parent gender and the double ABCX model. Journal of Autism and Developmental Disorders, 44(12), 3101–3118. doi:10.1007/s10803-014-2178-7
Megawaty. (2016). Pengaruh religiusitas dan dukungan sosial terhadap kualitas hidup penderita kanker serviks (The influence of religiosity and social support on the quality of life of cervical cancer patients). Tazkiya Journal of Psychology, 4(2), 111–125. Retrieved from http://journal.uinjkt.ac.id/index.php/tazkiya/article/viewFile/10842/5579
Muhammad, L. Y. B., Muflikhati, I., & Simanjuntak, M. (2019). Religiusitas, dukungan sosial, stres, dan penyesuaian wanita bercerai (Religiosity, social support, stress, and adjustment of divorced women). Jurnal Ilmu Keluarga dan Konsumen, 12(3), 194–207. doi:10.24156/jikk.2019.12.3.194
Nusron, L., Wahidiyah, M., & Budiarto, D. (2018). Antecedent factors of financial management behavior: An empirical research based on education. KnE Social Sciences, 3(10), 437–445. doi:10.18502/kss.v3i10.3146
[OECD] Organization for Economic Cooperation and Development. (2021). Purchasing power parities (PPP) (indicator). doi:10.1787/1290ee5a-en
Pace, D. S. (2021). Probability and non-probability sampling-an entry point for undergraduate researchers. International Journal of Quantitative and Qualitative Research Methods, 9(2), 1-15. Retrieved from https://ssrn.com/abstract=3851952
Pajarianto, H., Kadir, A., Galugu, N., Sari, P., & Februanti, S. (2020). Study from home in the middle of the covid-19 pandemic: Analysis of religiosity, teacher, and parents support against academic stress. Journal of Talent Development and Excellence, 12(2), 1791–1807. Retrieved from http://iratde.com/index.php/jtde
Puspitawati, H. (2012). Gender dan keluarga: Konsep dan realita di Indonesia (Gender and family: Concepts and realities in Indonesia). Bogor: IPB Press. doi:10.1017/S0033583501003705
Raharjo, I. T., Puspitawati, H., & Pranaji, D. K. (2015). Tekanan ekonomi, manajemen keuangan, dan kesejahteraan pada keluarga muda (Economic, financial management, and well-being pressures on young families). Jurnal Ilmu Keluarga dan Konsumen, 8(1), 38–48. doi:10.24156/jikk.2015.8.1.38
Rahmah, H. (2018). Pengaruh dukungan sosial dan religiusitas terhadap kualitas hidup remaja penyandang disabilitas fisik (The effect of social support and religiosity on the quality of life of adolescents with physical disabilities). Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan, 11(23), 19. doi:10.35931/aq.v0i0.2
Rosino, M. (2016). ABC-X model of family stress and coping. Encycl. Fam. Stud. 1–6. doi:10.1002/9781119085621.wbefs313.
Sabri, M. F., Dass, T. M., Burhan, N. A. S., Wahab, H. A. R. A., Wijekoon, R., & Simanjuntak, M. (2021). Determinants of life satisfaction among female-headed households in Malaysia. International Journal of Business and Society, 22(1), 276–295. doi:10.33736/ijbs.3175.2021
Sakellari, E., Psychogiou, M., Georgiou, A., Papanidi, M., Vlachou, V., & Sapountzi-Krepia, D. (2017). Exploring religiosity, self-esteem, stress, and depression among students of a Cypriot university. Journal of Religion and Health, 57(1), 136–145. doi:10.1007/s10943-017-0410-4
Sarrasin, O., Green, E. G. T., Potarca, G., Bolzman, C., & Kuhn, U. (2019). Feeling blue by extension: Intrafamily transmission and economic pressures explain the native-immigrant gap in well-being among youth in Switzerland. Social Inclusion, 7(4), 293–303. doi:10.17645/si.v7i4.2344
Simanjuntak, M., Puspitawati, H., & Djamaludin, M. (2008). Faktor-faktor yang mempengaruhi kesejahteraan keluarga subjektif penerima Program Keluarga Harapan (PKH) (Factors that affect the subjective family well-being of recipients of the Family Hope Program (PKH)). Media Gizi & Keluarga, 32(2), 30–39. Retrieved from https://repository.ipb.ac.id/bitstream/handle/123456789/76850/%5Bcompressed%5D Jurnal Media Gizi 2.pdf?sequence=1&isAllowed=y
Simanjuntak, M., & Sabrina, O. (2015). Apakah kepribadian, kekosmopolitan, dan orientasi nilai menentukan kualitas hidup subjektif keluarga? (Do personality, monopolism, and value orientation determine a family's subjective quality of life?). Jurnal Ilmu Keluarga dan Konsumen, 8(3), 173–181. doi:10.24156/jikk.2015.8.3.173
Spencer, J., Reeder-Hayes, K. E., Pinheiro, L. C., Carey, L. A., Olshan, A. F., & Wheeler, S. B. (2017). Short and long term impact of financial toxicity on quality of life in the Carolina Breast Cancer study. Journal of Clinical Oncology, 35(15). doi:10.1200/jco.2017.35.15_suppl.e18299
Stein, C. H., Hoffmann, E., Bonar, E. E., Leith, J. E., Abraham, K. M., Hamill, A. C., Kraus, S. W., Gumber, S., & Fogo, W. R. (2013). The United States economic crisis: Young adults’ reports of economic pressures, financial and religious coping and psychological well-being. Journal of Family and Economic Issues, 34(2), 200–210. doi:10.1007/s10834-012-9328-x
Syafitri, D. U., & Hadjam, M. N. R. (2017). Religiusitas: Faktor protektif pengasuhan orangtua dengan status sosial ekonomi rendah (Religiosity: Protective factors of parental parenting with low socioeconomic status). Psikologika: Jurnal Pemikiran Dan Penelitian Psikologi, 22(2), 1–14. doi:10.20885/psikologika.vol22.iss2.art1
Syah, R. H. (2020). Dampak covid-19 pada pendidikan di Indonesia: Sekolah, keterampilan, dan proses pembelajaran (Impact of covid-19 on education in Indonesia: Schools, skills, and learning processes). SALAM: Jurnal Sosial dan Budaya Syar-I, 7(5), 395–402. doi:10.15408/sjsbs.v7i5.15314
[WHO] World Health Organization. (2021). Coronavirus. Retrieved from https://www.who.int/health-topics/coronavirus#tab=tab_1
[WHO] World Health Organization. (2020). WHOQOL: Measuring Quality of Life. Retrieved from https://www.who.int/healthinfo/survey/whoqol-qualityoflife/en/
Yeung, W. J., & Xu, Z. (2012). Economic stress, quality of life, and mortality for the oldest-old in China. Social Indicators Research, 108(1), 131–152. doi:10.1007/s11205-011-9870-1
Zainuddin, M., Utomo, W., & Herlina. (2015). Hubungan stres dengan kualitas hidup penderita diabetes mellitus tipe 2 (The relationship of stress with the quality of life of people with type 2 diabetes mellitus). Jurnal Online Mahasiswa Program Studi Ilmu Keperawatan Universitas Riau, 2(1), 890–898. Retrieved from https://www.neliti.com/publications/188387/hubungan-stres-dengan-kualitas-hidup-penderita-diabetes-mellitus-tipe-2
Copyright (c) 2022 Jurnal Ilmu Keluarga & Konsumen
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Authors submitting manuscripts should understand and agree that copyright of manuscripts published are held Jurnal Ilmu Keluarga dan Konsumen. The statement to release the copyright to Jurnal Ilmu Keluarga dan Konsumen is stated in Copyright Release Form. Copyright encompass exclusive rights to reproduce, to distribute, and to sell any part of the journal articles in all form and media. The reproduction of any part of this journal is allowed with a written permission from Jurnal Ilmu Keluarga dan Konsumen.
