KEPUASAN HIDUP: TINJAUAN DARI KONDISI KEUANGAN  DAN GAYA PENGGUNAAN UANG

Rosatyani Puspita Adiati

doi:10.24156/jikk.2021.14.1.40

Rosatyani Puspita Adiati Universitas Airlangga

DOI: https://doi.org/10.24156/jikk.2021.14.1.40

Keywords: gaya menggunakan uang, kepuasan hidup, pendapatan, pengeluaran, tabungan

Abstract

Kepuasan hidup masyarakat Indonesia pada saat ini sangat dipengaruhi oleh faktor pendapatan dan kondisi keuangannya. Penelitian ini bertujuan untuk menganalisis pengaruh jumlah pendapatan, pengeluaran, tabungan, dan gaya penggunaan uang terhadap kepuasan hidup. Penelitian ini menggunakan pendekatan kuantitatif dan melibatkan 831 responden yang dipilih menggunakan teknik convenient sampling. Analisis data dilakukan dengan software G*Power untuk melihat effect size dan menggunakan teknik analisis regresi linear berganda dengan menggunakan software JASP versi 0.8.6. Hasil analisis data menunjukkan bahwa jumlah pendapatan, jumlah pengeluaran konsumtif, dan jumlah aset memiliki pengaruh yang signifikan terhadap kepuasan hidup. Gaya penggunaan uang dengan hemat dan berhati-hati memiliki pengaruh yang signifikan terhadap kepuasan hidup, sementara gaya menghabiskan uang dan menggunakan uang secara sia-sia tidak memiiki pengaruh signifikan terhadap kepuasan hidup. Penelitian ini membuktikan bahwa penggunaan uang secara terkontrol, baik untuk kebutuhan konsumtif maupun menabung untuk kebutuhan di masa depan, dapat meningkatkan kepuasan hidup seseorang. Hasil dari penelitian ini dapat menjadi rujukan untuk meningkatkan kualitas hidup manusia dengan berfokus pada cara dan gayanya di dalam memanfaatkan uang.

Author Biography

Rosatyani Puspita Adiati, Universitas Airlangga

Departemen Psikologi, Fakultas Psikologi, Universitas Airlangga, Terakreditasi A

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