Solusi Peningkatan Sumberdaya Manusia Pada Baytul Maal wat Tamwil (BMT) di Indonesia Melalui Pendekatan Analytic Network Process (ANP)
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Abstract
Baitul Maal wat Tamwil (BMT), as a micro financial institution, has a strategic role in Indonsia. The lack in quality of human resources has been a challenge since its establishment. This issue still needs to be considered seriously. Therefore, this study tries to examine the internal problems regarding the BMT human resources in Indonesia. Analytic Network Process (ANP) is used as the methodology to overcome the objective of this study. Survey and indepth interview are conducted to collect the data. The results showed that the main problems occurred in human resource management were when it dealt with training and skill development programs. Moreover, ethics and morality of the employees needs to be improved continuosly as part of the worship to Allah SWT.
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Ridwan, 2011, Pengawasan Syariah dalam Pengelolaan BMT. Yogyakarta : LOS DIY.
Ridwan, Muhammad (2004). Manajemen Baitul maal wa Tamwil (BMT), Yogyakarta: UII Press.
Ahmed, Salehuddin, 2009, Microfinance Institutions In Bangladesh: Achievements And Challenges, International Journal Of Islamic And Middle Eastern Finance And Management Vol 35 No 12, Emerald Grup Publishing Limited.
Al Jauziyah, IbnulQayyim, Ad da’ wad Dawa, Jakarta : Pustaka Imam Syafii
Ascarya, ”Analytic Network Process (ANP): Pendekatan baru studi kualitatif”, Makalah pada seminar intern program Magister Akuntansi fakultas Ekonomi di Universitas Trisakti, Jakarta,2005.
Aswin, Ikswan (2008), Jumlah UMKM Membengkak Tahun 2009. Hotml 25 Agustus 2009.
Aziz, Amin, 2008, Panduan Pendirian BMT, Jakarta : PKES Publishing.
, 2000, Prospek BMT Berbadan Bukum Koperasi, Jakarta : Pinbuk.
Badan Pusat Statistik (2008), Berita Resmi Statistik BPS: Perkembangan Indikator Makro UKM Tahun 2008, Jakarta: BPS.
Choudury, Masudul Alam Dkk, 2008, A Well-Being Model Of Small Scale Microenterprise Development To Alleviate Poverty A Case Study Of Bangladesh Village, International Journal Of Islamic And Middle Eastern Finance And Management Vol 28 No 11/12, Emerald Grup Publishing Limited.
Dusuki, Asyraf Wajdi, 2008, Banking For The Poor: The Role Of Islamic Banking In Microfinance Initiatives, International Journal Of Islamic And Middle Eastern Finance And Management Vol 24 No 1, Emerald Grup Publishing Limited.
Hadisumarto, Widiyanto Bin Mislan Cokro dan Ismail, Abdul Ghafar B, 2010, Improving The Effectiveness Of Islamic Micro-Financing Learning From BMT Experience, International Journal Of Islamic And Middle Eastern Finance And Management Vol 26 No 1, Emerald Grup Publishing Limited.
Haque, Marissa Grace ,2011, Analisis Strategi LKM Syariah nonbank, Yogyakarta : LOS DIY.
Hasibuan, Syahbenol ,2011, Telaah Hukum dan Penyelesaian masalah BMT, Yogyakarta : LOS DIY.
Karim, Adiwarman ,2008, Ekonomi Mikro Islami, Jakarta: PT. Raja Grafindo Persada.
Kuncoro, Mudrajad ,2011, Urgensi Regulasi BMT: Antara Syariah dan Koperasi, Yogyakarta: LOS DIY.
Muftie, Aries ,2011, Apex BMT Menuju Kemandirian BMT. Yogyakarta: LOS DIY.
Muhammad, 2011, Konsep Syariah dalam Operasional BMT, Yogyakarta : LOS DIY.
Perwataatmadja, Karnaen A dan Hendri Tanjung ,2007, Bank Syariah : Teori, Praktik dan Peranannya, Jakarta : Celestial Publishing.
Pramono, Ananta Heri, 2011, BMT Etis, Berbuah Manis, Yogyakarta : LOS DIY.
Pusat Pengkajian dan Pengembangan Ekonomi Islam (P3EI) Universitas Islam Indonesia Yogyakarta dan Bank Indonesia, 2008, ”Ekonomi Islam”, Jakarta : PT Rajagrafindo Persada
Rahman, M. Mizanur dan Fariduddin Ahmad, 2010, Impact Of Microfinance Of IBBL On The Rural Poor’s Livelihood In Bangladesh: An Empirical Study, International Journal Of Islamic And Middle Eastern Finance And Management Vol 3 No 2, Emerald Grup Publishing Limited.
Rambe, Mursida ,2011, Peranan Strategis BMT dalam Menyejahterakan Umat, Yogyakarta : LOS DIY.
Ridwan, 2011, Pengawasan Syariah dalam Pengelolaan BMT. Yogyakarta : LOS DIY.
Ridwan, Muhammad (2004). Manajemen Baitul maal wa Tamwil (BMT), Yogyakarta: UII Press.