Reframing Fintech Adoption: The Mediating Role of Attitude Impact of User Perceptions in E-Wallet Usage Among Emerging Markets. Jurnal Manajemen dan Organisasi, [S. l.], v. 17, n. 3, p. 385–408, 2026. DOI: 10.29244/jmo.v17i3.73020. Disponível em: https://journal.ipb.ac.id/jmo/article/view/73020. Acesso em: 11 sep. 2026.