Widagdo, Untoro, and Popy Rufaidah. “The Impact of Financial Literacy and Recovery Strategy on Recovery Rate Among Customers of PT Bank Rakyat Indonesia (Persero) Tbk in Bandung City”. Jurnal Aplikasi Bisnis dan Manajemen 12, no. 2 (May 29, 2026): 411. Accessed June 21, 2026. https://journal.ipb.ac.id/jabm/article/view/68840.