Barus, Aldo Randy, Joyo Winoto, and Suprehatin. “Strategies For Enhancing Consumer Interest in Server- Based Cashless Payments (E-Wallet)”. Jurnal Aplikasi Bisnis dan Manajemen 12, no. 1 (January 31, 2026): 1. Accessed March 19, 2026. https://journal.ipb.ac.id/jabm/article/view/65118.