Nasution, Ryan Ramanda, Ma’mun Sarma, and Anggraini Sukmawati. “Faktor-Faktor Yang Memengaruhi Pengambilan Keputusan Terhadap Klaim Jaminan Hari Tua: Factors Affecting Decision Making Against an Old Age Benefit Claim”. Jurnal Aplikasi Bisnis dan Manajemen 9, no. 2 (May 31, 2023): 627. Accessed December 24, 2025. https://journal.ipb.ac.id/jabm/article/view/42919.