Aristo Purboadji, Dedi Budiman Hakim, Hermanto Siregar, and Roy Sembel. “Determinants of Credit Growth For MSME Financing in Bank DKI in Jakarta Province”. Jurnal Aplikasi Bisnis dan Manajemen 8, no. 1 (January 31, 2022): 46. Accessed January 13, 2026. https://journal.ipb.ac.id/jabm/article/view/35704.