Budiman, Haris, Kudang Boro Seminar, and Imam Teguh Saptono. 2020. “FORMULASI STRATEGI PENGEMBANGAN DIGITAL BANKING (STUDI KASUS BANK ABC): STRATEGIC FORMULATION OF THE DIGITAL BANKING DEVELOPMENT (CASE STUDY OF BANK ABC)”. Jurnal Aplikasi Bisnis Dan Manajemen 6 (3): 489. https://doi.org/10.17358/jabm.6.3.489.