KURNIAWAN, Hary; MA’ARIF, M. Syamsul; JAHROH, Siti. Employee Development Strategy To Improve Services in Facing Bank 4.0 at Bank XYZ Region Jakarta 3. Jurnal Aplikasi Bisnis dan Manajemen, [S. l.], v. 11, n. 2, p. 512, 2025. DOI: 10.17358/jabm.11.2.512. Disponível em: https://journal.ipb.ac.id/jabm/article/view/57835. Acesso em: 21 jun. 2026.