KIRANA, Leo Candra; SIMANJUNTAK, Megawati; ZULBAINARNI, Nimmi. A Comprehensive Analysis: Perception, Innovativeness, and Intention of Consumers As Determinant Factors of Mobile Banking Usage Behavior . Jurnal Aplikasi Bisnis dan Manajemen, [S. l.], v. 10, n. 2, p. 520, 2024. DOI: 10.17358/jabm.10.2.520. Disponível em: https://journal.ipb.ac.id/jabm/article/view/52326. Acesso em: 25 dec. 2025.