Fahmi, I. et al. 2020. HOW EFFECTIVE IS EMPOWERING MSMEs THROUGH BUSINESS TRAININGS? A LESSON FROM DAYA PROGRAM OF BANK BTPN. Jurnal Aplikasi Bisnis dan Manajemen. 6, 3 (Sep. 2020), 669. DOI:https://doi.org/10.17358/jabm.6.3.669.