Preferensi Publik terhadap Wakaf Uang di Sumatera Barat
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Published:
Jun 17, 2021
Keywords:
Cash waqf, cash waqf literacy, waqf inclusion, waqf institution management
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Abstract
Cash waqf can be a solution in optimizing the potential of land waqf asset in Indonesia, in order to reach economic empowerment. In Indonesia, cash waqf had a great potential reaching 180 trillion rupiah, however the money acquired on 2019 only reached 400 billion rupiah. Several factors caused the low rate of accumulation of cash waqf, namely religiousity, cash waqf literacy, waqf inclusion, and waqf institution management. This study aims to find out public preference toward cash waqf specifically in West Sumatera Province. The analytical method used is PLS-SEM qualitative analysis using SmartPLS 3.9.2 as a tool. Purposive sampling technique was used to assign 175 respondents. Results showed that there are positive and significant relationship between cash waqf literacy, waqf inclusion and waqf institution management variables with the public preference towards cash waqf. Whereas religiousity factor had positive but insignificant effect to the public preference of cash waqf.
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References
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Bennett, R. & Savani, S. (2003). Predicting the accuracy of public perceptions of charity performance. Journal of Targeting, Measurement and Analysis for Marketing, 11(4), 326- 342.
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[DD] Dompet Dhuafa. (2019). Wakaf Pertama dalam Sejarah Islam [Internet]. [diakses 2020 Mar 10]. Tersedia pada: http://dompetdhuafa.org/id/berita/detail/wakaf-pertama-dalam-sejarah-islam.
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Johari, F., Alias, M. H., Shukor, S. A., Wahab, K. A., Aziz, M. R. A., Ahmad, N., Zulkefli, Z. K. Hussin, F. A. & Ibrahim, P. (2015). Factors that influence repeat contribution of cash waqf in Islamic philanthropy. Management and Accounting Review, 14(2), 55–78.
Juanda, B. (2009). Ekonometrika Pemodelan dan Pendugaan. Bogor (ID), IPB Press.
Kasri, R. A. (2013). Giving behaviors in Indonesia: Motives and marketing implications for Islamic charities. Journal of Islamic Marketing, 4(3), 306–324. https://doi.org/10.1108/JIMA-05-2011-0044.
[Kemenag RI] Kementerian Agama Republik Indonesia. (2020). Data Tanah Wakaf [Internet]. [diakses 2020 Mar 17]. Tersedia pada: http://siwak.kemenag.go.id.
[Kemenag Sumbar] Kementerian Agama Sumatera Barat. (2019). Data - data Kementerian Agama Tahun 2015 - 2019 [Internet]. [diakses 2020 Mar 15]. Tersedia pada: https://sumbar.kemenag.go.id/v2/post/50551/data#.
[KNEKS] Komite Nasional Ekonomi dan Keuangan Syariah. (2019). Menangkap Peluang Tren Wakaf Produktif [Internet]. [diakses 2020 Apr 10]. Tersedia pada https://knks.go.id/storage/upload/1569306459-KNKS%20Edisi%20Keempat%20-%20September.pdf.
Konrath, S. & Handy, F. (2018). The development and validation of the motives to donate scale. Nonprofit and Voluntary Sector Quarterly, 47(2), 347–375. https://doi.org/10.1177/0899764017744894.
Lambarraa, F. & Riener, G. (2015). On the norms of charitable giving in Islam: Two field experiments in Morocco. Journal of Economic Behavior and Organization, 118, 69–84. https://doi.org/10.1016/j.jebo.2015.05.006.
McDaniel, S. W. & Burnett, J. J. (1990). Consumer religiosity and retail store evaluative criteria. Journal of the Academy of Marketing Science, 18(2), 101–112. https://doi.org/10.1007/BF02726426.
Mokthar, M. Z. (2016). Perceptions of Universiti Sains Malaysia Muslim staff on factors influencing their intention to perform cash waqf. Journal of Islamic Studies and Culture, 4(2), 101–109. https://doi.org/10.15640/jisc.v4n2a11.
[MUI] Majelis Ulama Indonesia. (2002). Wakaf Uang [Internet]. [diakses 2020 Mei 20]. Tersedia pada: http://mui.or.id/wp-content/uploads/files/fatwa/29.-Wakaf-Uang.pdf.
Nizar, A. (2014). Faktor-faktor yang memengaruhi persepsi wakif tentang wakaf uang. Esensi: Jurnal Bisnis Dan Manajemen, 4(1), 21–36. https://doi.org/10.15408/ess.v4i1.1953.
Setiadi, N. J. (2013). Perilaku Konsumen (edisi revisi). Jakarta (ID), Kencana Perdana Media Grup.
[OJK] Otoritas Jasa Keuangan. (2016). Survei Nasional Literasi dan Inklusi Keuangan 2016. [Internet]. [diakses 2020 Mei 30]. Tersedia pada: https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Documents/Pages/Siaran-Pers-OJK-Indeks-Literasi-dan-Inklusi-Keuangan-Meningkat/17.01.23%20Tayangan%20%20Presscon%20%20nett.compressed.pdf.
Opoku, R. A. (2013). Examining the motivational factors behind charitable giving among young people in a prominent Islamic country. International Journal of Nonprofit and Voluntary Sector Marketing, 18(3), 172–186. https://doi.org/10.1002/nvsm.1457.
Osman, A. F., Htay, S. N. N. & Muhammad, M. O. (2012, April). Determinants of cash waqf giving in Malaysia: Survey of selected works. In Workshop Antarbangsa Pembangunan Berteraskan Islam V (WAPI-5) (Vol. 10).
Osman, A. F., Mohammed, M. O. & Amin, H. (2014, April). An analysis of cash waqf participation among young intellectual. In 9th International Academic Conference, Istanbul.
Puad, N. A. M., Rafdi, N. & Shahar, W. S. S. B. (2014, May). Issues and challenges of waqf instrument: A case study in MAIS. In E-Proceedings of the Conference on Management and Muamalah, pp. 116–127.
Reitsma, J., Scheepers, P. & Grotenhuis, M. Te. (2006). Dimensions of individual religiosity and charity: Cross-national effect differences in European countries? Review of Religious Research, 47(4), 347–362.
Siswantoro, D. & Dewi, M. K. (2007, March). The effectiveness of waqf fund raising through mutual fund in Indonesia. In Singapore International Waqf Conference (Vol. 7).
Shukor, S. A., Anwar, I. F., Aziz, S. A. & Sabri, H. (2017). Muslim attitude towards participation in cash waqf: Antecedents and consequences. International Journal of Business and Society, 18, 193-204.
Saroglou, V. & Galand, P. (2004). Identities, values, and religion: A study among Muslim, other immigrant, and native Belgian young adults after the 9/11 attacks. Identity: An International Journal of Theory and Research, 4(2), 97–132.
Syafiq, A. (2014). Wakaf tunai untuk pemberdayaan usaha kecil. Jurnal Zakat Dan Wakaf, 1(2), 1-25.
Yusof, M. A., Aziz, M. R. A., & Johari, F. (2013, September). The relationship between level of income and willingness of Muslim community to contribute for Islamic Waqf bank. In 5th Islamic Economic System Conference (pp. 36-89).
Adeyemi, A. A., Ismail, N. A. & Hassan, S. S. B. (2016). An empirical investigation of the determinants of cash waqf awareness in Malaysia. Intellectual Discourse, 24, 501–520.
Affandi, A. & Nufus, D. N. (2010). Analysis on cash waqf return fund allocation in Indonesia : A case study in Indonesian waqf deposit. In Seventh International Conference-The Tawhidi Epistemology: Zakat and Waqf Economy (pp. 119-135).
Al-Ghazali. (1995). Ihya’ Ulūm al-Dīn. Beirut (LB), Dar al-Fikr.
Alhidari, I. S. (2014). Investigating Individuals’ Monetary Donation Behaviour in Saudi Arabia. (Doctoral Dissertation, Cardiff University, Cardiff, United Kingdom).
Alsanie, S. (1989). Relationship Between the Level of Religiosity and Criminal Behaviour. Jeddah (SA), Imam Ibn Suad Islamic University Press.
Az-Zuhaili, Wahbah. (2011). Fiqih Islam Wa Adillatuhu. (Abdul Hayyie al-Kattani, dkk, Terjemahan). Jakarta (ID), Gema Insani.
Benjamin, D. J., Choi, J. J. & Fisher, G. (2016). Religious identity and economic behavior. Review of Economics and Statistics, 98(4), 617–637. https://doi.org/10.1162/REST_a_00586.
Bennett, R. & Savani, S. (2003). Predicting the accuracy of public perceptions of charity performance. Journal of Targeting, Measurement and Analysis for Marketing, 11(4), 326- 342.
[BKF Kemenkeu] Badan Keuangan Fiskal Kementerian Keuangan (2019). Strategi Pengembangan Wakaf Uang dalam Rangka Pendalaman Pasar Keuangan Syariah [Internet]. [diunduh 2020 Mar 20]. Tersedia pada: https://fiskal.kemenkeu.go.id/data/document/2019/kajian/Kajian_Strategi_Pengembangan_Wakaf_Uang.pdf.
[BWI] Badan Wakaf Indonesia. (2020). Laporan Hasil Survey Indek Literasi Wakaf 2020 [Internet]. [diakses 2020 April 30]. Tersedia pada: https://www.bwi.go.id/wp-content/uploads/2020/05/20200519-Indeks-Literasi-Wakaf-Indonesia-Tahun-2020-Edit.pdf.
Cohen, J. (1992). Statistical power analysis. Current Directions in Psychological Science, 1(3), 98–101. https://doi.org/10.1111/1467-8721.ep10768783.
Dahlan, R. (2017). Impresi nazhir terhadap pemahaman wakaf uang. Al-Urban: Jurnal Ekonomi Syariah dan Filantropi Islam, 1(2), 176-188.
[DD] Dompet Dhuafa. (2019). Wakaf Pertama dalam Sejarah Islam [Internet]. [diakses 2020 Mar 10]. Tersedia pada: http://dompetdhuafa.org/id/berita/detail/wakaf-pertama-dalam-sejarah-islam.
De Abreu, M. E., Laureano, R. M., da Silva, R. V. & Dionísio, P. (2015). Volunteerism, compassion and religiosity as drivers of donations practices. International Journal of Nonprofit and Voluntary Sector Marketing, 20(3), 256-276.
[DEKS BI dan DES FEB UNAIR] Departemen Ekonomi dan Keuangan Syariah Bank Indonesia dan Departemen Ekonomi Syariah Fakultas Ekonomi dan Bisnis Universitas Airlangga. (2016). Wakaf: Pengaturan dan Tata Kelola yang Efektif. Jakarta (ID), Departemen Ekonomi dan Keuangan Syariah Bank Indonesia.
Faradis, J. (2015). The determinants of waqf preference toward money-cash waqf. Global Review of Islamic Economics and Business, 2(3), 219-229.
Hair, J. F., Hult, J. G. T. M., Ringle, C. M. & Sarstedt, M. (2014). A primer on partial least squares structural equation modeling. Long Range Planning, 46(1–2). https://doi.org/10.1016/j.lrp.2013.01.002.
Hasim, K., Lubis, D. & Ali, K. M. (2016). Analisis faktor-faktor yang memengaruhi penghimpunan wakaf uang di Indonesia (pendekatan analytical network process). Al-Muzara’ah, 4(2), 127-141.
Huda, N., Anggraini, D., Rini, N., Hudori, K. & Mardoni, Y. (2014). Akuntabilitas sebagai sebuah solusi pengelolaan wakaf. Jurnal Akuntansi Multiparadigma, 5(3), 485-497. https://doi.org/10.18202/jamal.2014.12.5036.
Jamal, A., Yaccob, A., Bartikowski, B. & Slater, S. (2019). Motivations to donate: Exploring the role of religiousness in charitable donations. Journal of Business Research, 103, 319–327. https://doi.org/10.1016/j.jbusres.2019.01.064.
Johari, F., Alias, M. H., Shukor, S. A., Wahab, K. A., Aziz, M. R. A., Ahmad, N., Zulkefli, Z. K. Hussin, F. A. & Ibrahim, P. (2015). Factors that influence repeat contribution of cash waqf in Islamic philanthropy. Management and Accounting Review, 14(2), 55–78.
Juanda, B. (2009). Ekonometrika Pemodelan dan Pendugaan. Bogor (ID), IPB Press.
Kasri, R. A. (2013). Giving behaviors in Indonesia: Motives and marketing implications for Islamic charities. Journal of Islamic Marketing, 4(3), 306–324. https://doi.org/10.1108/JIMA-05-2011-0044.
[Kemenag RI] Kementerian Agama Republik Indonesia. (2020). Data Tanah Wakaf [Internet]. [diakses 2020 Mar 17]. Tersedia pada: http://siwak.kemenag.go.id.
[Kemenag Sumbar] Kementerian Agama Sumatera Barat. (2019). Data - data Kementerian Agama Tahun 2015 - 2019 [Internet]. [diakses 2020 Mar 15]. Tersedia pada: https://sumbar.kemenag.go.id/v2/post/50551/data#.
[KNEKS] Komite Nasional Ekonomi dan Keuangan Syariah. (2019). Menangkap Peluang Tren Wakaf Produktif [Internet]. [diakses 2020 Apr 10]. Tersedia pada https://knks.go.id/storage/upload/1569306459-KNKS%20Edisi%20Keempat%20-%20September.pdf.
Konrath, S. & Handy, F. (2018). The development and validation of the motives to donate scale. Nonprofit and Voluntary Sector Quarterly, 47(2), 347–375. https://doi.org/10.1177/0899764017744894.
Lambarraa, F. & Riener, G. (2015). On the norms of charitable giving in Islam: Two field experiments in Morocco. Journal of Economic Behavior and Organization, 118, 69–84. https://doi.org/10.1016/j.jebo.2015.05.006.
McDaniel, S. W. & Burnett, J. J. (1990). Consumer religiosity and retail store evaluative criteria. Journal of the Academy of Marketing Science, 18(2), 101–112. https://doi.org/10.1007/BF02726426.
Mokthar, M. Z. (2016). Perceptions of Universiti Sains Malaysia Muslim staff on factors influencing their intention to perform cash waqf. Journal of Islamic Studies and Culture, 4(2), 101–109. https://doi.org/10.15640/jisc.v4n2a11.
[MUI] Majelis Ulama Indonesia. (2002). Wakaf Uang [Internet]. [diakses 2020 Mei 20]. Tersedia pada: http://mui.or.id/wp-content/uploads/files/fatwa/29.-Wakaf-Uang.pdf.
Nizar, A. (2014). Faktor-faktor yang memengaruhi persepsi wakif tentang wakaf uang. Esensi: Jurnal Bisnis Dan Manajemen, 4(1), 21–36. https://doi.org/10.15408/ess.v4i1.1953.
Setiadi, N. J. (2013). Perilaku Konsumen (edisi revisi). Jakarta (ID), Kencana Perdana Media Grup.
[OJK] Otoritas Jasa Keuangan. (2016). Survei Nasional Literasi dan Inklusi Keuangan 2016. [Internet]. [diakses 2020 Mei 30]. Tersedia pada: https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Documents/Pages/Siaran-Pers-OJK-Indeks-Literasi-dan-Inklusi-Keuangan-Meningkat/17.01.23%20Tayangan%20%20Presscon%20%20nett.compressed.pdf.
Opoku, R. A. (2013). Examining the motivational factors behind charitable giving among young people in a prominent Islamic country. International Journal of Nonprofit and Voluntary Sector Marketing, 18(3), 172–186. https://doi.org/10.1002/nvsm.1457.
Osman, A. F., Htay, S. N. N. & Muhammad, M. O. (2012, April). Determinants of cash waqf giving in Malaysia: Survey of selected works. In Workshop Antarbangsa Pembangunan Berteraskan Islam V (WAPI-5) (Vol. 10).
Osman, A. F., Mohammed, M. O. & Amin, H. (2014, April). An analysis of cash waqf participation among young intellectual. In 9th International Academic Conference, Istanbul.
Puad, N. A. M., Rafdi, N. & Shahar, W. S. S. B. (2014, May). Issues and challenges of waqf instrument: A case study in MAIS. In E-Proceedings of the Conference on Management and Muamalah, pp. 116–127.
Reitsma, J., Scheepers, P. & Grotenhuis, M. Te. (2006). Dimensions of individual religiosity and charity: Cross-national effect differences in European countries? Review of Religious Research, 47(4), 347–362.
Siswantoro, D. & Dewi, M. K. (2007, March). The effectiveness of waqf fund raising through mutual fund in Indonesia. In Singapore International Waqf Conference (Vol. 7).
Shukor, S. A., Anwar, I. F., Aziz, S. A. & Sabri, H. (2017). Muslim attitude towards participation in cash waqf: Antecedents and consequences. International Journal of Business and Society, 18, 193-204.
Saroglou, V. & Galand, P. (2004). Identities, values, and religion: A study among Muslim, other immigrant, and native Belgian young adults after the 9/11 attacks. Identity: An International Journal of Theory and Research, 4(2), 97–132.
Syafiq, A. (2014). Wakaf tunai untuk pemberdayaan usaha kecil. Jurnal Zakat Dan Wakaf, 1(2), 1-25.
Yusof, M. A., Aziz, M. R. A., & Johari, F. (2013, September). The relationship between level of income and willingness of Muslim community to contribute for Islamic Waqf bank. In 5th Islamic Economic System Conference (pp. 36-89).