Faktor-faktor yang Memengaruhi Keberhasilan Usaha Mustahik pada Program Zakat Produktif di LAZ An-Nuur
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Published:
Sep 21, 2018
Keywords:
logistic regression, mustahik, productive zakat, successful business
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Abstract
The high level of poverty in Indonesia becomes one of the problems that have not been successfully overcame by the government. Bogor Regency is the district with the poorest population in West Java Province in 2016. Many programs have been undertaken to overcome these problems by government of Bogor Regency. One of them is by optimizing the utilization of productive zakat conducted by Lembaga Amil Zakat (LAZ). LAZ An-Nuur established mustahik empowerment program by providing productive zakat in the form of financing for entrepreneurship. This study aims to analyze the factors that influence the success of a mustahik’s business in utilizing the productive zakat given by LAZ An-Nuur. The method used in this research is descriptive analysis and logistic regression analysis. Respondents in this study consisted of 48 beneficiaries of productive zakat funds. The results show that the factors that proved to influence the success of LAZ An-Nuur mustahik’s business are the age, length of business, business profits, and the frequency of financing.
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Anggraeni, L., Puspitasari, H., Ayyubi, S.E., & Wiliasih, R. (2013) Akses UMKM terhadap pembiayaan mikro syariah dan dampaknya terhadap perkembangan usaha: Kasus BMT Tadbiirul Ummah, Kabupaten Bogor. Jurnal Al-Muzara’ah, 1(1), 56-67.
Anriani. (2010) BAZ Kota Bogor dan pengentasan kemiskinan. Rubrik Iqtishodia: 29 Juli 2010.
Beik, I.S. (2009) Analisis peran zakat dalam mengurangi kemiskinan: Studi kasus Dompet Dhuafa Republika. Jurnal Pemikiran dan Gagasan, 2.
Beik, I.S. & Arsyianti, L.D. (2015) Ekonomi Pembangunan Syariah. Bogor, IPB Press.
[BPS] Badan Pusat Statistik. (2017) Gini Ratio Provinsi 2002-2017. [internet]. Tersedia pada: http://www.bps.go.id.
[BPS] Badan Pusat Statistik. (2017) Jumlah Penduduk Miskin Menurut Provinsi, 2007-2017. [internet]. Tersedia pada: http://www.bps.go.id.
[BPS] Badan Pusat Statistik. (2017) Kabupaten Bogor dalam Angka. [internet]. Tersedia pada: https://bogorkab.bps.go.id.
Gina, W. & Effendi, J. (2015) Program pembiayaan lembaga keuangan mikro syariah (LKMS) dalam peningkatan kesejahteraan pelaku usaha mikro (Studi kasus BMT Baitul Karim Bekasi). Jurnal Al-Muzara’ah, 3(1), 33-43.
Haile. (2015) Determinants of loan repayment performance: Case study of Harari microfinance institutions. Journal of Agricultural Extenction and Rural Development, (7)2, 56-64.
Hartoyo, S. & Purnamasari, N. (2010) Pengentasan kemiskinan berbasis zakat: Studi kasus di Garut. Rubrik Iqtishodia: 29 Juli 2010.
Karimah, S. (2015) Dampak Pembiayaan Qardhul Hasan terhadap Perkembangan Usaha Mikro (Studi Kasus BMT Al-Husnayain Jakarta). [skripsi]. Bogor, Institut Pertanian Bogor.
[KEMENAG] Kementerian Agama Republik Indonesia. (2011) Undang-Undang Republik Indonesia Nomor 23 tentang Pengelolaan Zakat.
Murniati, R. & Beik, I.S. (2013) Pengaruh zakat terhadap indeks pembangunan manusia dan tingkat kemiskinan mustahik: Studi kasus pendayagunaan BAZNAS Kota Bogor. Jurnal Al-Muzara’ah, 2(2), 135-149.
Mursalina & Syarifah. (2015) Dampak Pendayagunaan Zakat Produktif terhadap Perkembangan Usaha Mikro Mustahik. Kasus: Usaha Mikro Binaan BAZNAS di Kabupaten Bogor. [skripsi]. Bogor, Institut Pertanian Bogor.
[PUSKAS BAZNAS] Pusat Kajian Strategis Badan Amil Zakat Nasional. (2017) Outlook Zakat Indoneisa 2017. [internet]. Tersedia pada: http://puskasbaznas.com/outlook/indonesia-zakat-outlook-2017.
Rachman. (2014) Dampak Pembiayaan Syariah Terhadap Profitabilitas Usaha Mikro Pada Nasabah Bank Perkreditan Rakyat Syariah Harta Insan Karimah Kecamatan Ciledug Kota Tangerang. [skripsi]. Bogor, Institut Pertanian Bogor.
Rahmi, S. (2012) Analisis Keberlanjutan Finansial dan Faktor-faktor yang Mempengaruhi Pembiayaan Agribisnis pada Koperasi Baytul Ikhtiar Bogor. [skripsi]. Bogor, Institut Pertanian Bogor.
Rozalinda. (2015) Ekonomi Islam:Teori dan Aplikasiya pada Aktivitas Ekonomi. Jakarta, Rajawali Press.
Tsani, T. (2010) Mengentaskan kemiskinan dan kesenjangan di Lampung Selatan. Rubrik Iqtishodia: 26 Juli 2010.
Tunas, A.N.P. (2014) Analisis Pengaruh Pembiayaan Syariah terhadap Perkembangan Usaha Mikro Kecil Menengah di Kota Depok. [skripsi]. Bogor, Institut Pertanian Bogor.
Widiyanto, Mutamimah, & Hendar. (2011) Effectiveness of qard al-hasan financing as a poverty alleviation model. Economic Journal of Emerging Markets, 3(1), 27-42.