BaharuddinJukri, SupriyantoAchmad Sani, Siswanto Siswanto, and EkowatiVivin Maharani. “Understanding The Drivers of Interest in Fintech Adoption: Examining The Moderating Influence of Religiosity”. Jurnal Aplikasi Bisnis dan Manajemen (JABM) 9, no. 3 (September 30, 2023): 695. Accessed November 22, 2024. https://journal.ipb.ac.id/index.php/jabm/article/view/45556.