BudimanH., SeminarK. B. and SaptonoI. T. (2020) “FORMULASI STRATEGI PENGEMBANGAN DIGITAL BANKING (STUDI KASUS BANK ABC): STRATEGIC FORMULATION OF THE DIGITAL BANKING DEVELOPMENT (CASE STUDY OF BANK ABC)”, Jurnal Aplikasi Bisnis dan Manajemen (JABM), 6(3), p. 489. doi: 10.17358/jabm.6.3.489.