Aruddy, Aruddy, AchsaniNoer Azam, Hari Wijayanto, and Bagus Sartono. “The Relationship Between Competitive Position And Efficiency in The Indonesian-Banking Sector: A Panel Data Analysis”. Indonesian Journal of Business and Entrepreneurship (IJBE) 5, no. 1 (January 18, 2019): 87. Accessed November 22, 2024. https://journal.ipb.ac.id/index.php/ijbe/article/view/20774.