Macroeconomic and Structural Determinants of Non-Performing Loans in ASEAN+4. Indonesian Journal of Fintech, Banking and Financial Services, [S. l.], v. 1, n. 1, p. 35, 2026. DOI: 10.17358/ijf.1.1.35. Disponível em: https://journal.ipb.ac.id/ijf/article/view/72888. Acesso em: 2 sep. 2026.