Santoso, Aprih, Nurhidayati, Susanto, and Dwi Widi Pratito. “Relationship Between Percepted Control Behavior, Intention, Facility and Behavior of Debt Return”. Indonesian Journal of Business and Entrepreneurship 10, no. 2 (May 31, 2024): 389. Accessed January 13, 2026. https://journal.ipb.ac.id/ijbe/article/view/48155.