Siradju, Diva Athaya Fairuz, Neneng Hasanah, and Marhamah Muthohharoh. “Determinan Proporsi Pembiayaan Modal Kerja Sektor UMKM Oleh Bank Syariah Di Indonesia”. Policy Brief Pertanian, Kelautan, dan Biosains Tropika 5, no. 3 (November 3, 2023): 695–700. Accessed September 30, 2026. https://journal.ipb.ac.id/agro-maritim/article/view/53706.