2024-03-29T07:41:04Z
http://journal.ipb.ac.id/index.php/jalmuzaraah/oai
oai:ojs.journal.ipb.ac.id:article/9606
2020-12-24T15:28:25Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9607
2020-12-24T15:28:32Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9608
2020-12-24T15:28:40Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9609
2020-12-24T15:28:47Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9610
2021-01-26T06:15:15Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9611
2021-01-26T06:14:12Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9616
2021-01-26T06:12:34Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9617
2021-01-26T06:11:34Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9618
2021-01-26T06:10:07Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9619
2021-01-26T06:08:56Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9620
2021-01-26T06:06:23Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/9621
2021-01-26T06:07:33Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/10715
2021-01-26T06:05:07Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/11457
2021-01-26T06:04:10Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12109
2021-01-26T06:02:04Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12110
2021-01-26T06:00:59Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12115
2021-01-26T05:59:49Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12122
2021-01-26T05:58:52Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12123
2021-01-26T05:57:31Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12129
2021-01-26T03:59:35Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12133
2021-01-26T03:56:42Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12135
2021-01-26T03:55:12Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12143
2021-01-26T03:54:04Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12145
2021-01-26T03:52:57Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12146
2021-01-26T03:51:38Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12148
2017-11-01T05:26:15Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12150
2017-11-01T05:26:03Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12151
2017-11-01T05:25:56Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12152
2017-11-01T05:25:45Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12153
2017-11-01T05:25:36Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12155
2017-11-01T05:25:28Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12157
2017-10-31T05:12:42Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12158
2017-11-01T04:49:31Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12159
2017-11-01T04:55:09Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12161
2017-11-01T04:57:05Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12162
2017-11-01T05:00:39Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12163
2017-11-01T05:03:02Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12172
2017-11-01T05:05:16Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12173
2017-11-01T05:07:31Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12176
2017-11-01T05:12:17Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12178
2017-11-01T05:16:37Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/12179
2017-11-01T05:14:26Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/14038
2021-03-09T01:16:13Z
jalmuzaraah:ART
Analisis Pembentukan Portofolio Berbasis Risk dan Return (Studi Kasus Saham di Jakarta Islamic Index Periode Juni 2011 – Mei 2016)
Yuliani, Fitria
Achsani, Noer Azam
JII
Markowitz model
portfolio
single index model
This research goals are to analyze risk and return level of stocks in JII using Markowitz model and single index model, to construct an optimal portfolio, determine the fund proportion, to analyze risk and return generated by optimal portfolio, to formulate managerial implications. The sample are 9 stocks that are listed consistently and did not stock split or reverse stock and the number of observation in 300 stocks during the period June 2011 to May 2016. Construct an optimal portfololio using Markowitz model and single index model. The result shows that the Single Index Model construct 1 portfolio consists of : UNVR (64.2%), LPKR (14.7%), ASRI (9.4%), LSIP (1.4%), INTP (5.8%) and SMGR (4.2%), whereas the Markowitz Model construct 2 portfolio consists of: ASRI (4.52% dan 4.3%), INTP (9.4% dan 8.62%), LSIP (11.64% dan 11.359%), SMGR (25.31% dan 24.059%), and UNVR (49.1% dan 51.649%). This study evidence that construct an optimal portfolio using Single Index Model more efficient than Markowitz Model. Empirical result of this study have implication for investor and the development of the theory an optimal portfolio on JII.
Department of Islamic Economics, IPB University
2018-04-04
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/14038
10.29244/jam.5.2.134-145
AL-MUZARA'AH; Vol. 5 No. 2 (2017): AL-MUZARA'AH (December 2017); 134-145
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/14038/14203
Copyright (c) 2018 AL-MUZARA'AH
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/14861
2021-01-26T03:49:08Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/14863
2017-11-01T05:19:52Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/14864
2017-11-01T05:20:33Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/14865
2017-11-01T05:20:44Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/14866
2017-11-01T05:20:55Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/14867
2017-11-01T05:21:02Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/16216
2018-02-07T12:29:12Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/17281
2021-03-09T01:16:13Z
jalmuzaraah:ART
Analisis Pengaruh Kinerja BPRS dan Kondisi Makroekonomi terhadap Penyaluran Pembiayaan Modal Kerja dan Investasi BPRS di Indonesia (Periode: 2011-2015)
Nugroho, Arno
Alexandi, Muhammad Findi
Widyastutik, .
investment
IRB performance
macroeconomic conditions
working capital
VECM
Sharia banking operational activities to encourage the real sector is to provide financing. The Islamic Rural Bank (IRB) conducts financing for working capital and investment as it can increase economic growth in Indonesia. The purpose of this study is to analyze and compare the effect of performance IRB and macroeconomic conditions on the distribution of IRB working capital and investment financing in Indonesia from 2011 to 2015 using Vector Error Correction Model (VECM) research method with monthly data from 2011 to 2015. From the results of VECM estimates, it will be seen the response of working capital and investment financing to shocks arising from the performance IRB and macroeconomic conditions and also the contribution of each of each variable used in the study. The results of this study indicate that the effect of performance IRB and macroeconomic conditions on the working capital financing of IRB in Indonesia, have positive and significant effect on DPK, FDR, ERDPK, inflation and IPI variables have negative and significant effect on ROA, NPF, BOPO, and BI rate, and no significant effect on CAR and ERP variables. The financing of BPRS investment in Indonesia, which has positive and significant effect on the DPK, CAR, ROA, FDR, BI rate, and IPI variables, has a negative and significant effect on NPF, BOPO, ERP, ERDPK, and inflation variables.
Department of Islamic Economics, IPB University
2018-04-04
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/17281
10.29244/jam.5.2.146-167
AL-MUZARA'AH; Vol. 5 No. 2 (2017): AL-MUZARA'AH (December 2017); 146-167
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/17281/14233
Copyright (c) 2018 AL-MUZARA'AH
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/18318
2021-03-09T01:16:13Z
jalmuzaraah:ART
Analisis Investasi dan Sensitivitas Unit Usaha Pembiayaan Syariah menuju Spin Off (Studi Kasus: Adira Finance)
Wulandari, Lita
Siregar, Hermanto
Tanjung, Hendri
spin off
analisis sensitivitas
kelayakan investasi
joint financing
The purpose of this study to determine the level of investment feasibility and sensitivity level of sharia financing business unit in the process towards spin off. The investment feasibility analysis is carried out in two schemes: the funding scheme is fully borne by the sharia unit of Adira Finance and the joint financing scheme of funding of units to be financed. Sensitivity analysis is calculated by the scenario of decreasing the number of units financed and the scenario of increasing the financing composition of joint financing. Parameters to be measured in these two analyzes are: Net Present Value (NPV), Benefit Cost Ratio (B/C ratio), Internal Rate of Return (IRR) and Break Even Point (BEP). Based on the calculation of investment analysis, the sharia business unit is not eligible to be separated into sharia unit business if all funding is charged to sharia business unit. While the results of sensitivity analysis calculations obtained that motor finance products more vulnerable to changes in scenarios than car finance products.
Department of Islamic Economics, IPB University
2018-04-04
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/18318
10.29244/jam.5.2.125-133
AL-MUZARA'AH; Vol. 5 No. 2 (2017): AL-MUZARA'AH (December 2017); 125-133
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/18318/14200
Copyright (c) 2018 AL-MUZARA'AH
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/18558
2021-01-26T03:43:32Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18559
2021-01-26T03:41:58Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18561
2021-01-26T03:40:47Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18564
2021-01-26T03:38:41Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18570
2021-01-26T03:37:18Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18571
2021-01-26T03:35:50Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18572
2021-01-26T03:30:56Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18573
2021-01-26T03:28:39Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18574
2021-01-26T03:26:25Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18576
2021-01-26T03:25:06Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18579
2021-01-26T03:23:53Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18581
2021-01-26T03:19:57Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18868
2021-01-26T03:18:46Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18871
2021-01-26T03:17:36Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18876
2021-01-26T03:16:34Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18877
2021-01-26T03:13:41Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18878
2021-01-26T02:47:24Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18879
2021-01-26T02:46:09Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18888
2021-01-26T02:43:21Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18947
2021-01-26T02:41:54Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18948
2021-01-26T02:40:09Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18949
2021-01-26T02:39:10Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/18950
2021-01-26T02:36:31Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19179
2021-03-09T01:16:13Z
jalmuzaraah:ART
Manajemen Risiko pada Badan Amil Zakat Nasional (BAZNAS)
Triyani, Nina
Beik, Irfan Syauqi
Baga, Lukman M
BAZNAS
ERM
risk management
zakat
zakat management
Risk occurs at any organization or business activity. It also does not close the possiblility of risk occurs at amil institutions. Types of risk are likely to happen often at amil institutions, namely risk on zakat fund collection, risk on zakat fund management, and risk on zakat fund distribution. Basically, zakat distribution must comply with the 8 ashnaf as written in the QS. At-Taubah: 60. This research was conducted on BAZNAS. The aim of this research is to help amil institutions in managing the possibility of risk, analyze the factors that effect the risks, do the risks mapping on zakat fund collection, zakat fund management, and zakat fund distribution, and also make mitigation to minimize the occurrence of the risks. The data was collected by using the survey method in internal BAZNAS and using ERM method for analysis.
Department of Islamic Economics, IPB University
2018-04-04
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19179
10.29244/jam.5.2.107-124
AL-MUZARA'AH; Vol. 5 No. 2 (2017): AL-MUZARA'AH (December 2017); 107-124
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19179/14202
Copyright (c) 2018 AL-MUZARA'AH
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19184
2017-12-28T07:23:16Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19186
2017-12-28T07:30:06Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19187
2017-12-28T07:31:09Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19190
2017-12-28T07:40:28Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19191
2017-12-28T07:42:26Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19233
2021-01-26T02:34:25Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19234
2021-01-26T02:32:17Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19235
2021-01-26T02:29:02Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19237
2021-01-26T02:27:26Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19238
2021-01-26T02:25:06Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19612
2021-01-25T13:33:55Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19613
2021-01-25T13:30:34Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19615
2021-01-25T13:25:46Z
jalmuzaraah:ART
oai:ojs.journal.ipb.ac.id:article/19657
2021-03-09T01:13:48Z
jalmuzaraah:ART
Analisis Risiko Pembiayaan Syariah Pada Sektor Pertanian
Tsabita, Khonsa
Enterprise Risk Management
Pembiayaan Syariah
Pertanian
One of the main problems of agricultural sector in Indonesia is the lack of financial support. There are many financing programs which available to overcome this problem, but this problem still persist. Thus, the alternative financing scheme such as Islamic financing that concern on risk sharing concept rather than profit, is a feasible solution. Moreover, the increase of Islamic financing on agricultural sector requires many studies. One of them is about financing risk analysis as well as risk management instruments and systems. This research is applied at BPRS (Islamic Rural Bank) Amanah Ummah, Leuwiliang, Bogor, Indonesia, which provides financing for agricultural business. Thus, this research is focused on analyzing Islamic financing risk and measuring potential loss. In addition, this Islamic financing risk is analyzed with Enterprise Risk Management (ERM) framework method and the potential loss is measured with creditrisk+ method. Overall, this research contributes to literatures on Islamic financing in agricultural sector and provides ground-study related to financing risk analysis on Islamic microfinance institutions.
Department of Islamic Economics, IPB University
2014-12-26
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19657
10.29244/jam.2.2.88-120
AL-MUZARA'AH; Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014); 88-120
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19657/13592
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19661
2021-03-09T01:13:48Z
jalmuzaraah:ART
Analisis Perbandingan Excess Return Jakarta Islamic Index dan Indeks Harga Saham Gabungan
Putry, Galishia
Sugema, Iman
Lubis, Deni
CAPM
excess return
IHSG
JII
Rasio Sharpe
Indonesia Stock Exchange statistics show that Islamic stock trading reached a value of around 59 trillion rupiahs. The excalation index of JII (Jakarta Islamic Index) is not follow by an increase in market capitalization of stocks listed on the JII. This is the question for investor who want to know how it compares to the performance of Jakarta Composite Index (JCI). This study analyzes the excess return that represents the return expected by an investor after investing in certain assets using descriptive analysis and Ordinary least square (OLS) regression of Capital Asset Pricing Model (CAPM). The descriptive analysis showed that in the same risk-free rate, investors who invest in stocks listed in JII can expect a higher return than the return JCI, while regression analysis shows investors do not expect the JII’s excess return to be different from JCI’s. This suggests that the selection criteria used by Bapepam LK (now OJK) and Indonesia Stock exchange does not affect the performance of return JII.
Department of Islamic Economics, IPB University
2014-12-26
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19661
10.29244/jam.2.2.121-134
AL-MUZARA'AH; Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014); 121-134
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19661/13593
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19663
2021-03-09T01:13:48Z
jalmuzaraah:ART
Pengaruh Zakat Terhadap Indeks Pembangunan Manusia dan Tingkat Kemiskinan Mustahik : Studi Kasus Pendayagunaan BAZNAS Kota Bogor
Murniati, Rina
Beik, Irfan Syauqi
Zakat
Human Development
Poverty
BAZNAS of Bogor City
This research aims at analyzing zakat distribution program of BAZNAS of Bogor City and its impact towards mustahik life based on the income changes after zakat and the values of post-zakat Human Development Index (HDI) and poverty reduction. By utilizing t-statistics, individual HDI, and poverty indicators, this study concludes that zakat has positive impact in increasing human development of mustahik in Bogor city. T-statistics result shows that theres is significant impact of zakat on the mustahik income. HDI value indicates that there is an increase from 47 to 49 in the presence of zakat. As for poverty indicators, all indices used portray significant reduction in the poverty level of mustahik. This could be observed from the reduction in the values of headcount ratio index (H), poverty gap index (P1), income gap indeks (I), and Sen indeks of poverty (P2), respectively.
Department of Islamic Economics, IPB University
2014-12-26
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19663
10.29244/jam.2.2.135-149
AL-MUZARA'AH; Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014); 135-149
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19663/13594
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19665
2021-03-09T01:13:48Z
jalmuzaraah:ART
Analisis Pembiayaan Sektor Perdagangan Hotel dan Restoran pada Perbankan Syariah di Indonesia
Suryadi, Geri
Priyarsono, Dominicus Savio
Arsyianti, Laily Dwi
Financing
Islamic Banking
THR Sector
Vector Error Correction Model (VECM)
Islamic banking is an alternative for entrepreneurs in trade, hotel, and restaurants (THR) to obtain capital relief that can push the pace of economic. The purpose of this study was to analyze the response of Islamic banking financing ratios on THR sector in the event of shocks to the banking performance factors, monetary instruments, macroeconomic conditions and the rate of return and analyze the contribution of each variable in explaining the diversity of Islamic financing ratios in THR sector. The analytical method used is Vector Error Correction Model (VECM) with variables that describe the performance of banking, macroeconomic conditions, monetary instruments, and financial returns. The results showed that, shocks to the variables Industrial Production Index (IPI), lending rates (SBK) and equivalent rate financing (ERP) will be responded positively by Islamic financing ratio of THR sector. While shocks to the variables of Third Party Funds (TPF), troubled financing (NPF), a bonus SBI Sharia (BSBIS), inflation (INF) and the placement of funds in the money market with Sharia principles (PUAS) will be responded negatively by Islamic financing ratio of THR sector. Based on this research, Islamic banking should be more focus on financing for the PHR sector because it will provide a great benefit to the development of the real sector.
Department of Islamic Economics, IPB University
2014-12-26
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19665
10.29244/jam.2.2.150-178
AL-MUZARA'AH; Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014); 150-178
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19665/13595
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19666
2021-03-09T01:13:48Z
jalmuzaraah:ART
Analisis Faktor-Faktor yang Mempengaruhi Persepsi Jurnalis Televisi terhadap Perkembangan Bank Syariah Di Indonesia
Amelia, Rizki
Hafidhuddin, Didin
Tanjung, Hendri
Journalist
Perception
Theory of Planned Behavior (TPB)
Structural Equation Modeling (SEM)
Indonesia is the largest Moslem population in Southeast Asia (CIA, 2013), but Islamic banking market share in Indonesia is still low (BI,2014). This condition happened because Islamic banking information was not well accepted in the society. Television journalist has important role in spreading this information. The purpose of this study was to analyze perception and factors that build television journalist perception in Islamic banking news making. This study used theory of planned behavior (TPB) and structured equation modeling (SEM) to assess television journalist perception in Indonesia’s Islamic banking development. The assessment evaluated intention and ability to explain their intention in subjectivenorm (SN), attitude toward behavior (ATB), and perceived behavior control (PBC). The result showed that SN, ATB, and PBC were positively influence television journalist perception on Islamic banking development in Indonesia. SN and PBC were positively influence journalist intention to make Islamic banking news.
Department of Islamic Economics, IPB University
2014-12-26
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19666
10.29244/jam.2.2.179-194
AL-MUZARA'AH; Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014); 179-194
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19666/13597
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19668
2021-03-09T01:13:48Z
jalmuzaraah:ART
Faktor-Faktor yang Memengaruhi Pemilihan Pinjaman dengan Sistem Rente di Desa Studi Kasus : Desa Panulisan Timur Kecamatan Dayeuhulur Kabupaten Cilacap (Periode Tahun 2013-2014)
Hudoro, Prawito
A, Muhammad Findi
Ayyubi, Salahuddin El
Case studies
Financial systems
Islamic economics
Usurer.
Rente loan system is a loan scheme that is based on interest. This loan system is widely used by the Micro and Small Medium Enterprises (SME) notably in particular rural communities. The purpose of this study is to analyze the development process and system received rents in the Panulisan Timur District of Dayeuhluhur Regency of Cilacap, and analyze the factors that affect the selection of loan seeking system. The method used in this study is a qualitative method with a case study approach. The data used is primary data obtained through observation and interviews to the villagers of the Panulisan Timur District of Dayeuhluhur Regency of Cilacap uses rente system. The study was conducted during the period December 2013 to April 2014. Number of key informants in this study were 5 people and the number of respondents 30 people. The results showed that the loan scheme growing rents in the Panulisan Timur District of Dayeuhluhur Regency of Cilacap consists of the active and passive processes. The existence of internal factors such as the need for cash is urgent and external factors in the form of an easy loan terms, the availability of funds every day, disbursement fast and easy access makes the transaction rents to survive and be accepted by society.
Department of Islamic Economics, IPB University
2014-12-26
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19668
10.29244/jam.2.2.195-217
AL-MUZARA'AH; Vol. 2 No. 2 (2014): AL-MUZARA'AH (December 2014); 195-217
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19668/13598
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19669
2021-03-09T01:14:16Z
jalmuzaraah:ART
Analisis Faktor-Faktor Preferensi Etnis Tionghoa Terhadap Bank Syariah di Indonesia
Sari, Yurita
Sumarwan, Ujang
Hosen, M Nadratuzzaman
AIDA
Ethnicity
Banking
Shariah
Variable
The research aimed to develop and to test the consistency of the relationship between preference factrs of Chinese Ethnic towards Islamic Banks in Indonesia. According to previous research, customer’s internal and external factors as well as marketing strategy of the Islamic Banks are the main reason behind their decisions to become Islamic Banks’ customers. However, some of the previous researches have also shown inconsistent result in which it is stated that the religious factor is the main reason for Chinese Ethnic to choose Islamic Banks, whereas some other research concluded that religion has nothing to do with the decision to become customer in Islamic Banks.In line with the purpose of the research is to analyze how far the factors mentioned above could influence the preference of people with Chinese Ethnicity towards Islamic Banks. The approach used in this research is survey method. Sumarwan (2011) explains that survey is a design of a research which collects data from some respondents that are selected from a population. The sample of this research is Indonesian Chinese Ethnics, including the Muslim ones and also include those who are already a customer in Islamic Banks as well as those who are not. This study specifically analyzes perception attribute variable such as location, higher return, quality service, Islamic bank’s reputation and image, product features, marketing, and teknology; and also environment variable, personal variable, culture variable, and lastly preference variable of the Chinese ethnics towards Islamic Banks in Indonesia by using AIDA (awareness, interest, desire) model approach. The data is analyzed by using SEM (structural equation model) technique.An interesting phenomenon of the research is that Islamic Banks use Islamic principles which prohibited the act of Riba’, while the Chinese Ethnic customers and the prospective customers also considering the same thing. Most of Chinese Ethnics are Buddhist, Christian, and Catholic which prohibited interests in banking system.The result of this study concluded that the level of knowledge of Chinese Ethnics that are not yet a customer towards Islamic Banks is lower than the knowledge level of Muslim Chinese Ethnics who are already a customer in Islamic Banks. With AIDA model, it is found that environment variable which consists of social and culture has significant influence towards atribute perception and also towards other AIDA variables such as Awareness, interest and desire.
Department of Islamic Economics, IPB University
2015-06-19
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19669
10.29244/jam.3.1.1-19
AL-MUZARA'AH; Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015); 1-19
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19669/13599
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19670
2021-03-09T01:14:16Z
jalmuzaraah:ART
Analisis Faktor-Faktor Yang Memengaruhi Muzaki Dalam Memilih Organisasi Pengelola Zakat (OPZ): Studi Kasus di Badan Amil Zakat Nasional Kota Bogor
Rulian, Nadilla Ambarfauziah
Anggraeni, Lukytawati
Lubis, Deni
Logistic Regression Method
Zakat
Zakat Management Organization (OPZ)
The main purpose of management of zakat in Act No 23/2011 is to achieve public welfare and poverty alleviation. However, until now, zakat has not been sufficient to attain both these goals since zakat fund collected in Indonesia is only about 1% of its national potential that reaches Rp 217 trillion. This indicates that there are many muslims who are not motivated to pay zakat nor trust Zakat Management Organization. This study analyzes the factors that influence muzakki in choosing Zakat Management Organization and the performance of BAZNAS Kota Bogor from muzakki’s perception. Logistic regression is used to analyze the factors that affect muzakki in choosing the Zakat Management Organization. Descriptive analysis is used to analyze the perceptions of the BAZNAS Kota Bogor. This research was conducted during the month of February 2014 with 30 respondents BAZNAS Kota Bogor’s muzakki and 30 respondents muzakki whose paying zakat directly to mustahiq. The results of logistic regression show that the factors that affect muzakki in choosing Zakat Management Organization are income, the level of reliability, and institution’s image. The muzakki’s perception of the performance of BAZNAS Kota Bogor can be concluded as good, particulary in reliability, responsiveness, and tangible.
Department of Islamic Economics, IPB University
2015-06-19
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19670
10.29244/jam.3.1.20-33
AL-MUZARA'AH; Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015); 20-33
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19670/13600
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19673
2021-03-09T01:14:16Z
jalmuzaraah:ART
Program Pembiayaan Lembaga Keuangan Mikro Syariah (LKMS) dalam Peningkatan Kesejahteraan Pelaku Usaha Mikro (Studi Kasus BMT Baitul Karim Bekasi)
Gina, Widya
Effendi, Jaenal
Finance
Methods of Logistics
Micro enterprise
Welfare
The role of micro business enterprises in employment is quite large, namely 99.9% of the total workforce in Indonesia. This suggests that micro businesses have a great opportunity in economic development and increased prosperity. This is not in accordance with the improvement of social welfare of the poor because of the high of the poor up to 10.96% of the total population. The limited capital on micro businesses is an obstacle that is difficult to be avoided. In this case, the financing provided by the BMT is crucial for micro enterprises in accessing capital. The purpose of this study is to analyze the effect of the financing program in increasing income and welfare of micro businesses. The method used in this research is the method of Ordinary Least Square (OLS and logistics method. Significant variables that positively affect the revenue are captured financing of respondents, the number of family members whose income, education, and ethical and moral variables. The variables that positively and significantly affect the welfare are the length of time member, meal expenses, average income, and financing that are taken by respondents.
Department of Islamic Economics, IPB University
2015-06-19
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19673
10.29244/jam.3.1.34-43
AL-MUZARA'AH; Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015); 34-43
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19673/13601
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19674
2021-03-09T01:14:16Z
jalmuzaraah:ART
Analisis Pengaruh Variabel EPS dan Makroekonomi terhadap Return Saham Jakarta Islamic Index Sektor Pertanian
Apriyani, Nurrahmah
Rindayati, Wiwiek
Wiliasih, Ranti
EPS
islamic stock
macroeconomic
return
VECM
The agricultural sector of islamic stock has a downward trend of return and often gives negative return, thereby it reduces the interest of investors to buy similar stocks. This study aims to examine the effect of Earning Per Share (EPS), exchange rate, money supply, SBI interest rate and world gold prices toward stock return of PT Astra Agro Lestari Tbk (AALI) and stock return of PT PP London Sumatra Indonesia Tbk (LSIP) as representatives of agricultural stock. The method used is the Vector Error Correction Model (VECM) with monthly time series data from August 2011 to December 2014. In the long term, the results showed that the EPS significantly positive effect on the return of AALI and LSIP , exchange rates significantly positive effect on the return of LSIP, money supply significantly negative effect on the return of AALI and LSIP, SBI interest rate significantly negative effect on the return of LSIP and world gold prices significantly negative effect on the return of AALI. Money supply predominantly contribute toward the changes of the return of AALI and LSIP.
Department of Islamic Economics, IPB University
2015-06-19
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19674
10.29244/jam.3.1.44-61
AL-MUZARA'AH; Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015); 44-61
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19674/13602
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
oai:ojs.journal.ipb.ac.id:article/19675
2021-03-09T01:14:16Z
jalmuzaraah:ART
Analisis Faktor-Faktor Penentu Pembiayaan Perbankan Syariah pada Sektor Pengangkutan dan Komunikasi di Indonesia
Jaya, Yozar Putra
Rindayati, Wiwiek
Ali, Khalifah Muhammad
Financing
Islamic Banking
Transportation and Communication Sectors
VECM
The Transportation and communications sector acts as liaison between economy of islands in Indonesia, it’s required helping through the distribution of Islamic Banking funding. This study aims to analyze the influence, shock response, and variety contribute of some factors as banking performance, macroeconomic condition, rate of return, and monetary instruments towards trasportation, warehousing, and communication (TWC) financing in Islamic banking. This study uses Vector Error Correction Model. The results of this study, first, in the short term DPK variabel is affected significantly towards ratio of financing TWC sectors. In the long term NPF, INF, ERP, PUAS, SBK variabels are giving significantly negative effect towards ratio of financing TWC sectors, whereas IPI and BSBIS variabels are giving significantly positif effect. Second, the ratio of TWCsectors responds negatively to the shock of NPF, PUAS, ERP, and INF variabels, whereas the shock of DPK, BSBIS, and SBK variabels is responded positively by the ratio of TWC sectors. Third, BSBIS variable gives the largest contribution to the diversity of financial ratios TWC, then proceed ERP, NPF, and IPI
Department of Islamic Economics, IPB University
2015-06-19
info:eu-repo/semantics/article
info:eu-repo/semantics/publishedVersion
Peer-reviewed Article
application/pdf
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19675
10.29244/jam.3.1.62-75
AL-MUZARA'AH; Vol. 3 No. 1 (2015): AL-MUZARA'AH (June 2015); 62-75
2615-7659
2337-6333
eng
http://journal.ipb.ac.id/index.php/jalmuzaraah/article/view/19675/13603
Copyright (c) 2018 Jurnal Al-Muzara'ah
http://creativecommons.org/licenses/by-sa/4.0
39d743d9c03752a24e5a6960978bd407