FAKTOR – FAKTOR YANG MEMPENGARUHI REALISASI DAN PENGEMBALIAN KREDIT USAHA RAKYAT

Authors

  • Anna Maria Lubis Departemen Agribisnis, Fakultas Ekonomi Manajemen, Institut Pertanian Bogor
  • Dwi Rachmina Departemen Agribisnis, Fakultas Ekonomi Manajemen, Institut Pertanian Bogor

DOI:

https://doi.org/10.29244/fagb.1.2.112-131

Abstract

KUR (Kredit Usaha Rakyat) is a credit allocated for micro, small and medium enterprise which has economic feasibility but not yet bankable. Since April 2008, KUR realization in BRI unit X suffer from significant decrease cause by high credit arrears. This research analyze the factors affecting KUR realization and repayment. The results indicate that firms turnover, income level, business type, amount of credit and collateral value have significant effect on KUR realization. Meanwhile factors affecting the KUR repayment are sex, education, repayment period and installment and credit rate.

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Published

2011-09-01

Issue

Vol. 1 No. 2 (2011): FA Vol 1 No 2 September 2011

Section

Articles

License

The author submitting the manuscript must understand and agree that the copyright of the article manuscript must be submitted/transferred to the Journal Forum Agribisnis. This work is licensed under the Creative Commons Attribution-ShareAlike 4.0 (CC BY-SA) International License in which the Author and Reader can copy and redistribute the material in any media or format, and remix, modify and build material for any purpose, but they must provide appropriate credit (citing articles or content), provide a link to the license, and indicate whether there is a change. If you mix, change, or create material, you must distribute your contribution under the same license as the original.

How to Cite

FAKTOR – FAKTOR YANG MEMPENGARUHI REALISASI DAN PENGEMBALIAN KREDIT USAHA RAKYAT. (2011). Forum Agribisnis, 1(2), 112-131. https://doi.org/10.29244/fagb.1.2.112-131

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